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State Farm® Insurance Agent

Kelly Lux

Kelly E Lux Insurance Agcy Inc

2221 Harbor Bay Pkwy
Alameda, CA 94502

Corner of North Loop & Harbor Bay Pkwy

Profile photo of a State Farm Agent named: Kelly Lux

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5:30pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


2221 Harbor Bay Pkwy
Alameda, CA 94502



We Love this Town!

I am proud to serve as a State Farm Insurance Agent, catering to customers in Alameda, Oakland, San Leandro, Hayward, and the surrounding East Bay Area. With an extensive 38-year tenure as part of the State Farm family, I am deeply committed to the company's mission of safeguarding what matters most to individuals and families.

Services Offered:

  • Auto Insurance

  • Homeowners Insurance

  • Small Business Insurance and Commercial Insurance

  • Workers Compensation Insurance

  • Renters Insurance

  • Life Insurance

  • Financial Services

  • International and Foreign License holders are welcome

  • Medicare

  • California FAIR Plan

Building genuine relationships is the cornerstone of my work. I firmly believe in the power of personal connections to create an insurance plans that suit your unique needs. With a collective experience of 170 years, my team and I are well-equipped to understand your life, concerns, and aspirations. We provide personalized service at every step of the insurance process. In recognition of our strong work ethic and dedicated customer service, our office has been honored with the State Farm Legion of Honor award and Crystal Excellence. Additionally, I am proud to have been named the "Top Insurance Agent" by Alameda Magazine for six consecutive years!

Community involvement holds great importance to me and my team. We actively collaborate with several organizations, including Friends of the Alameda Animal Shelter (FAAS), Girls Inc. of the Island City, The Boys and Girls Club, Alameda Family Services, and Meals on Wheels. Furthermore, I serve on the boards of the Alameda Chamber of Commerce, Alameda Education Foundation, and The Friends of the Alameda Animal Shelter (FAAS).

When you visit our office, you will have the pleasure of meeting Lulu, our office FAAS dog, while enjoying a cup of coffee. Whether you have inquiries about your current coverage or are interested in exploring bundle and save options, I invite you to contact me or visit my office today. Together, we will discover a plan that perfectly aligns with your life.

If you are in search of auto insurance, homeowners insurance, condo insurance, renters insurance, life insurance, business insurance, health insurance, or financial services, I am here to assist you. Reach out to me or stop by my Alameda office today—I eagerly await the opportunity to work with you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The Kelly Lux State Farm office opened in 1994 to serve customers in Alameda, Oakland and the surrounding areas with their insurance and financial service needs. We are here to help with auto insurance, commercial auto insurance, home insurance, renters insurance, life insurance, and more. Contact us today to see how we can help you and your family.

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Greetings! At State Farm Kelly Lux, we are here to guide you through the exciting journey of the New Year. With a passion for knowledge and a commitment to helping you succeed, I am here to assist you in finding the information you need, whether it's about personal growth, financial management, or any other area of interest. Together, let's make this year one filled with growth, learning, and achieving your goals!

As we embark on a new year, it's crucial to take a moment to review your insurance policies. Insurance provides us with tranquility, protecting our loved ones, assets, and financial future. However, life is constantly changing, and our insurance needs may evolve along with it. Here are a few reasons why reviewing your insurance policies is of utmost importance:

  • Life is full of unexpected twists and turns. Significant life events such as marriage, birth of a child, buying a new home, or starting a business can significantly impact your insurance needs. Reviewing your policies ensures that your coverage aligns with your current circumstances.

  • Insurance policies are subject to updates and changes over time. By reviewing your policies, you can stay informed about any modifications in coverage, fees, or terms, ensuring you have the most up-to-date information.

  • Regularly reviewing your policies helps ensure you have adequate coverage for your specific needs. As your assets grow or your financial situation changes, it's essential to adjust your coverage, accordingly, avoiding potential gaps in protection.

  • Reviewing your insurance policies can help you identify potential cost-saving opportunities. By comparing different providers and policies, you might find better prices or discounts that can reduce your cost without compromising on coverage.

  • Life can be unpredictable, but having appropriate insurance coverage can provide inner peace. By reviewing your policies, you can be confident that your loved ones and belongings are protected, allowing you to focus on enjoying the present and planning for the future.

Remember, reviewing your insurance policies annually or whenever significant life events occur is a proactive approach to ensure that your coverage remains relevant and effective. As your reliable insurance agent, I'm here to help you navigate the complex world of insurance and find the information you need to make informed decisions. Let's start this year off right by securing your future with the right insurance coverage!

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Tiffany Palmer State Farm Agent Team Member

Tiffany Palmer

Office Manager

With a remarkable 15 years of experience in the insurance industry, Tiffany Palmer is a seasoned professional who has been a vital part of the Kelly Lux Agency for 9 years. Her extensive knowledge extends to various insurance types, including Life insurance, Auto insurance, Home insurance, and Health insurance.

Tiffany's favorite aspect of her role is the opportunity to make a real difference in people's lives by helping them protect their financial security and well-being. She takes great pride in helping customers have the insurance coverage they need.

Outside the office, Tiffany finds peace and adventure in the great outdoors. She enjoys hiking, exploring nature's beauty, and relishing the serenity of the wilderness. Additionally, her deep-rooted love for her family comes to life during cherished game nights, creating lasting memories and strengthening the bonds between loved ones.

Tiffany Palmer's wealth of experience, commitment to customers, and passion for both the natural world and family activities make her an invaluable asset to the Kelly Lux Agency and the realm of insurance.

Laura Seagren State Farm Agent Team Member

Laura Seagren

Office Manager

Laura Seagren is a dedicated professional with 13 years of experience in the insurance industry, and for the past 9 years, she has been an integral part of the team at Kelly Lux. Her role primarily revolves around customer service, where she assists customers with a diverse range of inquiries related to various insurance policies.

Laura finds immense satisfaction in aiding customers with their questions and policy updates. However, what truly inspires her about her work is being part of an agency that actively gives back to the community, allowing her and her colleagues to contribute to meaningful causes.

Beyond her rewarding career, Laura's life is enriched by her love for travel, often exploring new destinations with her son. Their top pick for a getaway is San Diego, a place they both cherish for its beauty and attractions. In a more light-hearted twist, Kelly Lux playfully suggests that Laura should be recognized as a professional mini-golfer, highlighting her fun and competitive side.

Laura Seagren is a multifaceted individual, blending her commitment to customer service with a zest for adventure and a hint of sporting prowess.

Carolyn Owen State Farm Agent Team Member

Carolyn Owen

Customer Service Representative

With an impressive 32 years of experience in the insurance industry, Carolyn Owen is a seasoned professional, contributing her knowledge to the State Farm Kelly Lux Agency for over four years. While she is well-versed in various products, her primary focus lies in claim follow-ups.

Carolyn's favorite aspect of her role is the opportunity to resolve problems and challenges faced by customers. Her dedication to helping customers find insurance options and navigate the complexities of the insurance world sets her apart in the field.

Outside of her insurance career, Carolyn treasures lifelong friendships. Her enduring bond with her girlfriends from kindergarten speaks to her loyalty and the value she places on meaningful relationships.

With her extensive knowledge, commitment to customer satisfaction, and a strong network, Carolyn Owen is a valuable asset to the State Farm Kelly Lux Agency, ready to help customers in resolving their insurance needs and challenges.

Kelcey Edwards State Farm Agent Team Member

Kelcey Edwards

Office Representative

With 6.5 years of dedicated service in the insurance industry, Kelcey Edwards is a seasoned professional at the Kelly Lux Agency. Focusing on Auto insurance and Fire insurance, Kelcey is also a licensed agent for Home insurance.

Her favorite part of the job is not only being part of a fantastic team but also the fulfillment she gets from helping people. Kelcey takes great pride in providing invaluable assistance to customers by helping them have the coverage they need to protect what matters most.

Outside of the office, Kelcey has a passion for two distinct yet equally rewarding pursuits. She loves visiting the enchanting Disneyworld, where she experiences the magic and wonder of this beloved destination. Additionally, she enjoys nurturing her green thumb by indulging in gardening during her free time.

Kelcey's experience, commitment to customers, and her enthusiasm for both her team and her diverse interests make her an invaluable asset to the Kelly Lux Agency and the realm of Auto and Fire insurance.

Tami Rhead State Farm Agent Team Member

Tami Rhead

Customer Service Representative

With two decades of experience in the insurance industry, Tami Rhead is a seasoned professional who has been a valuable asset to the State Farm Kelly Lux Agency for a year and a half. As a member of the customer care team, Tami is licensed in Auto insurance and Home insurance, focusing on providing exceptional service to customers.

Her favorite aspect of the job is being the go-to person for helping customers resolve problems. Tami takes pride in her ability to assist customers in navigating the complexities of insurance and finding options that meet their needs.

Beyond her professional life, Tami enjoys a healthy and active lifestyle. She's a Pilates enthusiast, which not only reflects her commitment to fitness but also her dedication to discipline and well-being. Additionally, Tami has a green thumb and finds peace in gardening, nurturing and tending to her plants.

With her extensive industry experience, commitment to customer care, and a balanced lifestyle, Tami Rhead is a valuable and dynamic member of the State Farm Kelly Lux Agency, ready to assist customers and provide them with top-notch service for their Auto and Home insurance needs.

Our Agency

This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We want to work alongside those who are equally committed to excellence and personal achievement. Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that is fun, challenging, and rewarding, then Kelly Lux - State Farm Agent may be the right fit for you! If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Alameda, CA.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.